Tools
Tools for business owners
Tools for the questions owners actually ask — what the business is worth, how long the cash lasts, whether the next hire pays for itself. Each one produces a branded PDF report you can keep.
All tools
- Business valuation estimator What your business is plausibly worth today — and which levers move the number most.
- Cash runway and burn rate How many months of cash you have left, and what it takes to reach break-even.
- Break-even analysis The revenue and unit volume where you stop losing money and start making it.
- Price increase impact How many customers you can afford to lose after a price rise — usually far more than owners expect.
- True cost of an employee Base pay is rarely the real number. Add payroll taxes, benefits, insurance, and overhead.
- Loan payment and DSCR Monthly payment, total interest, and the debt service coverage ratio your lender will calculate.
- S-Corp vs. LLC tax savings Compare self-employment tax against an S-corp salary, then layer in cost segregation and retirement contributions.
- Quarterly estimated tax Project what you owe each quarter, and compare it against the safe harbor that protects you from penalties.
- Working capital and liquidity Current, quick, and cash ratios — the three numbers a lender checks first.
These tools are educational and produce estimates from the figures you enter. They are not tax, legal, investment, or accounting advice, and they do not create a client relationship.
Beyond the estimate
Let’s run these against your actual books.
One for the business, one for each owner and spouse — about two hours each, usually in the same week. A week later you get your plan and a flat monthly fee.
You will know what the work costs before you commit to any of it.