Tools
Tools for business owners
Tools for the questions owners actually ask — what the business is worth, how long the cash lasts, whether the next hire pays for itself. Each one produces a branded PDF report you can keep.
All tools
- Business valuation estimator What your business is plausibly worth today — and which levers move the number most.
- Cash runway and burn rate How many months of cash you have left, and what it takes to reach break-even.
- Break-even analysis The revenue and unit volume where you stop losing money and start making it.
- Price increase impact How many customers you can afford to lose after a price rise — usually far more than owners expect.
- True cost of an employee Base pay is rarely the real number. Add payroll taxes, benefits, insurance, and overhead.
- Loan payment and DSCR Monthly payment, total interest, and the debt service coverage ratio your lender will calculate.
- S-Corp vs. LLC tax savings Compare self-employment tax against an S-corp salary, then layer in cost segregation and retirement contributions.
- Quarterly estimated tax Project what you owe each quarter, and compare it against the safe harbor that protects you from penalties.
- Working capital and liquidity Current, quick, and cash ratios — the three numbers a lender checks first.
These tools are educational and produce estimates from the figures you enter. They are not tax, legal, investment, or accounting advice, and they do not create a client relationship.
Beyond the estimate
Let’s run these against your actual books.
Tell us where things stand. We will map what we would take over, what it costs, and what changes in the first ninety days.
You will know what the work costs before you commit to any of it.