Calculator

S-Corp vs. LLC tax savings

Electing S-corporation status splits your profit into a reasonable salary and a distribution — and only the salary carries payroll tax. This estimates what that split is worth, then adds two of the largest levers available to owners: cost segregation on real estate you own, and retirement contributions.

Your business

Filing status

Business net profit

Profit before any owner salary.

Reasonable S-corp salary

What you would pay someone else to do your job. The IRS requires this to be reasonable.

Other household income

Spouse W-2, interest, and so on.

Added S-corp admin cost

Payroll service, the 1120-S return, and related bookkeeping.

Retirement

Retirement contribution

Employee deferral. The 2026 401(k) limit is $24,500.

Cost segregation

Property purchase price

Leave at 0 if you do not own investment real estate.

Property type

Land allocation

Land is not depreciable. 20% is a common starting assumption.

Real estate professional status

Determines whether the deduction can offset your other ordinary income this year.

Your results are ready

Enter your email to see the full breakdown and download a branded PDF report. No spam, and you can reply to unsubscribe any time.

Related service: Tax

These tools are educational and produce estimates from the figures you enter. They are not tax, legal, investment, or accounting advice, and they do not create a client relationship. Talk to us before acting on a number you see here.

Want the real numbers?

Let’s run these against your actual books.

Tell us where things stand. We will map what we would take over, what it costs, and what changes in the first ninety days.

Book a consultation See what we do

You will know what the work costs before you commit to any of it.